I think this is fine, however there should be some additional caveats attached.

First, this doesn’t do anything to address the underlying issues in terms of how people are getting into this medical debt in the first place. There needs to be change around how medical systems and providers determine costs for the uninsured / underinsured.

Second, participants in the program should have to agree to regular, preventative care. The state should help them access that care and if needed, provide some financial support. Often times, large medical debt is incurred because conditions have spiraled out of control requiring significant intervention. By having these individuals access preventative care, conditions can be spotted earlier and intervention and treatment can occur, usually leading to lower costs to provide care.