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maskedpaki t1_j9tig7i wrote

25K at 250 a month ? lol

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try 25k at 500 a month with a 5k deposit over 4 years and even that would be a good car deal in todays climate.

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what planet do you live on that allows you to lease 25k cars at 3k a year ?

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Northcliff t1_j9tjtk5 wrote

That is such a horrible deal

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maskedpaki t1_j9tkcig wrote

Go look at the lease to buy options. That's whats on offer

6k a year is 24k over 4 years Plus 5k is 29k for a 25k car. That basically covers car plus a small interest rate

If it's lease and return you might get out of the 5k. But 250 a month isn't possible there either

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a_holzbaur t1_j9tt7ue wrote

Currently the lease on a (just barely—$24,100) sub-$25k Corolla with $3k down for 39 months is $269/month direct from Toyota.

The same car financed for 60month/4.99%APR and 3k down would have a payment of $384.

All of that will be plus your local taxes and any fees of course …

Those numbers and offers are all direct from Toyota (and are going to be credit dependent of course).

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maskedpaki t1_j9tw2ue wrote

also thats just us prices

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the prices in much of europe are atrocious compared to the us market.

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maskedpaki t1_j9tvrsz wrote

that 384 is over 5 years. I said over 4.

if you do a simple but incorrect extrapolation that would be 384(60)//48 = 480 dollars pm with the 3k down. Thats not really far off from what I said.

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a_holzbaur t1_j9twjoj wrote

And your point is? You are still talking about the purchase of a car. OP clearly stated lease, and you can lease a Toyota around $25k for not much more than $250. So your entire premise is incorrect.

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maskedpaki t1_j9tyouu wrote

I'd be curious about what restrictions come with these 270$ leases

I imagine you basically can't drive your car over whatever arbitrary miles /day they set. In which case I wouldn't take a lease even for 150$ a month.

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a_holzbaur t1_j9tzgr7 wrote

🙄

$269/month for 10k miles annually. $275/month for 12k miles annually. $286/month for 15k miles annually.

Any other excuses you’d like to find for a legitimate pricing offer? Arbitrary rules? These are pretty basic rules for how a lease is handled. And the mileage terms offered as standard (10k, 12k, 15k) absolutely are the industry standard.

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