Your options are plead guilty pay the fine and accept the points. Or plead not guilty, go to court and maybe have a reduction.

28 over is 5 points. You’re one ticket away from a license suspension at that point. It’s in your interest to take the day off of work, plead not guilty and see if you can get things reduced. You may also want a traffic attorney.

Unless there’s some glaring procedural issue or the cop doesn’t show to the hearing I don’t see this getting 0 points. 28 over is really fast. Going from 5 to 4 points would be cutting you a break.

The point system in this case is doing exactly what it supposed to do. Give you a reason other than money to drive more carefully for an extend period of time. You lose 2 points per year.