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derpbeluga t1_j0md3ln wrote

Credit card fraud and identity theft are different things. Why would you place a fraud alert on your credit report if someone has used your credit card number to purchase something fraudulently? Just call your bank, tell them you didn't buy whatever is on your statement and they will remove the charge and send you a new card.

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jashxn t1_j0md4m9 wrote

Identity theft is not a joke, Jim! Millions of families suffer every year!

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[deleted] OP t1_j0mgy44 wrote

[deleted]

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derpbeluga t1_j0mi0zk wrote

Placing a fraud alert on your credit report will not resolve credit card fraud. You resolve a fraudulent charge on your credit card by contacting whoever issued you the card.

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