I have AC, my bill never goes over $130 a month. I even try to heat with the mini splits, but my bill never seems to go up.

So lets talk about your knowledgeable solar guy. Rebates and paperwork to file them are easily found online. Besides his sales pitch what else does he know? Is he a roofer? Doubtful. Is he an electrical engineer. Doubtful. Has he spent any time besides company training on solar energy. Doubtful. Does he have a product you could buy online for a third the cost and have installed yourself? Yes he does. If you hire an actual roofer and electrician they are going to do some wild things for you. Discuss your roof at length and its issues. The electrician is probably going to hide those conduits as he wants the job to look professional.

The point is, if a guy showed up and said he he wanted to sell you a windmill he doesn't build and charge you three times the cost for it to look like hell would you hire him?