Recent comments in /f/UpliftingNews

kzlife76 t1_je4uz5c wrote

Reply to comment by kfadffal in 31-Year-Old Used Her $1,200 Stimulus Check to Start a ‘Cash Stuffing’ Business—It’s on Track to Bring in $1 Million This Year by ChickenXing

I don't know if any banks in the US offer this. My bank does have a checking/savings account that has a "reserve" account that can be used to separate money. It's like having 3 accounts. But this wouldn't really be a good envelope system.

Personally, I like the zero dollar budget where you assign every dollar to a category. It's similar to the envelope system. When you run out of money in a category you stop spending on that category. Although my system has become more of an accounting system rather than a budgeting system since I just assign my monthly transactions to categories at the end of the month. It still helps me track what I'm spending money on. I'm fortunate enough to have 0 debt and a healthy income.

If you want to get started with a zero dollar budget, Dave Ramsey has a free app called Every Dollar. It's what I started on before moving to a custom spreadsheet.

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Reply to San Diego Zoo announces birth of endangered Amur leopard twins by Sariel007

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DarkfangRS t1_je4gakg wrote

Reply to Study finds that methane creates cooling clouds that offset 30% of the heat, which means methane has a lower effect on climate change than previously thought by Theranosissus

What I can’t believe is how people go out and tell others not to do certain things because it pollutes the earth in some way, don’t eat steak, or stop using your car. then those same people go and reproduce and have a child essentially doubling , tripling, quadrupling, the amount of pollution they technically have enabled on the planet all for their own selfish desire to reproduce.

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AutoModerator t1_je4bhuj wrote

Reply to London Mayor announces free meals for children during holidays by je97

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aftenbladet t1_je460ga wrote

Reply to comment by Matthew_C1314 in 31-Year-Old Used Her $1,200 Stimulus Check to Start a ‘Cash Stuffing’ Business—It’s on Track to Bring in $1 Million This Year by ChickenXing

Maybe its just about not using credit cards. Most people still need to loan money for house or cars, but using credit cards as a buffer account is not very smart. But it seems to be very common in the US.

Fine as long as you pay by end of month, expensive to be poor if not.

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kfadffal t1_je40ey1 wrote

Reply to comment by bohemianish in 31-Year-Old Used Her $1,200 Stimulus Check to Start a ‘Cash Stuffing’ Business—It’s on Track to Bring in $1 Million This Year by ChickenXing

Can you not just open new accounts? Here in NZ I just have multiple different accounts that are labeled pretty much like these envelopes. On pay day a whole bunch of automatic transfers suck money into each one of those accounts. No need for custom software and it costs zero $.

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