Submitted by Hungryhungryhippos2 t3_zyuw3p in baltimore
Contractor didn’t properly level my subfloor and is refusing to fix it. New flooring needs pulling and replacing. I’ve had 6 other contractors come out and explain the whole job wasn’t done correctly. Will cost me 6k to fix when I paid the original guy 13k already!! I filed a complaint with MHIC in October but haven’t heard back. I’ve called/emailed. Unsure what the timeline is usually like or what to expect,
[deleted]
At $6,000 this is unfortunately just above the limit of small claims court. It might be worth going that route and trying to settle to do mediation. Worst case scenario, you’re out $1,000 after you reclaim the $5,000 limit. Which sucks, no doubt, but it’s better than being out $6,000. You might also want to look around for lawyers who provide you with some free consults.
Sounds to me there is resounding professional opinion that the job was not done correctly. I would say get affidavits from those folks and then pursue this matter legally, or at least get this into mediation with the original contractor.
I have filed. Sounds like a solid case, I don’t know his defense how ever. Just collect the evidence. If you have documentation from other licensed contractors that the workmanship was poor should be an easy case. However expect some time to get a court hearing and actually get your money back.
I don’t see anything in his scenario that would exempt him from a valid MHIC complaint.
After you filed what happen next? I understand an investigator may or may not come out to the house
If you filed that long ago, ask one of your elected state officials to help you out.
MHIC exists for people who were ripped off, not for people who are dissatisfied the quality of work.
If the contractor took the down payment and did no work, MHIC. If the contractor broke a law, like taking greater than 1/3 down, MHIC.
Pretty limited circumstances in which MHIC will compensate a homeowner or sanction a licensed contractor.
MHIC does cover quality of work, I know because I received a claim based off the scope of MHIC poor workmanship clause.
I never had an investigator physically come to the property. You just submit proof with your claim. Pictures and invoices. They will schedule a court case and the award amount will be paid out of the guarantee fund.
You must have had a very well documented and clear case, with real money at stake? Permits not pulled, Insurance invalid/not maintained, etc?
I just had a picture of poor work and an invoice for someone to go back and fix poor work. It’s a judge, so it’s not a hard standard. You just convince one person. If he didn’t have insurance he wouldn’t have a license. Permits were pulled as well but the judge didn’t really ask for that because it probably wasn’t relevant to the fact he didn’t do a good job.
Well then maybe I need to educate myself better on this.
Reach out directly to the MHIC Executive Director. His email address is on the website.
He's good about responding.
Thank you! that makes me feel much better.
yyyyy25ui t1_j28lksy wrote
This is not an issue that they will do anything about.