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pm_me_your_dota_mmr t1_j1gd7nn wrote

I think tap to pay (and chips) work similar to a 2fa app on your phone, they generate a secret code every time you auth a payment so that the info can’t be stolen and reused through that method, though I might be wrong. When you swipe your card, the full card number is included which is why it can be reused

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drtywater t1_j1ggemo wrote

Correct. Also added benefit of a public private key exchange to counter a man in middle listening in. Basically a lot more layers to make it a pain in the ass for would be attackers.

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