Maybe it matters more on location, or state, but I think your number is too low.

I've looked at tons of homes in my region. Here's one. Most of them say the same thing this one does: Buyer's agent commission = 2.5%. If you hover over that, it says:

> The seller is offering 2.5% of this home’s final sale price to the brokerage or agent representing the buyer.

And you can bet that at least another 2.5% is going to the seller's agent too.

So for this case, it's a total of 5%, not 6%, but I've definitely seen it up to 6% before.

More information.

> Typically, real estate commission is 5%–6% of the home’s sale price. In most areas, the buyer’s agent receives 2.5%–3% in commission and the seller’s agent receives 2.5%-3% in commission. This can vary by agent and location.

Now, I admit, I've seen people make deals with agents. An agent friend might take 1.5% as a favor. Or you might talk an agent into taking less if you don't rely on them to do as much as an agent typically does. Or you can do away with those commissions altogether in a private party sale.

But what I'm showing you above, is the norm in the situations I've been. And this is the third home I've bought in my lifetime.