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Unique-Public-8594 t1_iur9hec wrote

Most of us pay a lot more than $286/mo. Health insurance is expensive. Very expensive. Without it, some have lost their whole life savings, their home, and been left with crushing debt. Pay it.

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ASking12367 t1_iur9oxt wrote

Yes I know it's important to pay but I just wonder since my income is not much higher than the current one, but why the premium can be triple ? And that's the cheapest one they can offer me. I looked for other plans and it can be up to $500

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DunkinRadio t1_iura2h0 wrote

If the numbers in your post are correct. your weekly income has almost doubled.

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ASking12367 t1_iurapbm wrote

Yes I take home around $1000 for my full-time paycheck. Hm, wow I didn't realize it can take a huhe increase in premium just by that. But thank you for pointing tjat ou

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shihchiun t1_iurakh3 wrote

If I did the math right, you’re grossing an extra $1,250/month.

If you want to save money, pick a plan with worse benefits (higher deductible, lower maximum coverage, etc.) and hope you don’t need it.

You can also reduce your income but that’s going to be counterproductive. Having less money so you can pay less doesn’t really make sense.

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ASking12367 t1_iurdga6 wrote

Thank you for your advice. I guess I understand how I got that premium. Appreciate your input! Have a nice day

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nattarbox t1_iurxkj2 wrote

Welcome to America. 😭

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ASking12367 t1_iurxt63 wrote

Yup silly me thinking if I work more hours, making a little bit more , it will get better. But no, car bills, insurance bills, gas, grocery increase etc 😭😭😭😭

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Ok-Air7686 t1_iusp12m wrote

now that you are full time you may be able to get insurance through your employer.

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funferalia t1_iuve6oa wrote

I pay $1,996.00 to Tufts a month. Welcome to my world.

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saltyshopper t1_iutje4u wrote

Does your company offer health insurance now that you are full time. Maybe that is an option

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[deleted] OP t1_iurcywp wrote

[removed]

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ASking12367 t1_iurdakd wrote

Oh no I don't complain. I just have a question. Why do you think I barely pay tax? I work and pay tax like everyone else. However, as you know everything increases now, it's better to know why you pay for something, right? But thank you for your comment .

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[deleted] OP t1_iurgyso wrote

[removed]

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[deleted] OP t1_iurv09d wrote

I’m 100% native. I was born here, and my insurance is four times that.

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