PolkaD0tMom t1_j0uhu1e wrote on December 19, 2022 at 2:54 PM

Are you married? If not, then you should have separate applications and nothing you do affects them and it would be a bad idea to cover them as a domestic partner.

If your partner is actually a spouse, you have to update the application with all current income and access to employer sponsored insurance - not just refuse to pay the Health Connector plan's premium. That's bad advice and you should instead actively indicate that you are no longer applying. Masshealth will continue but becomes your spouse's secondary coverage.

ASking12367 OP t1_j0ujbio wrote on December 19, 2022 at 3:05 PM

Yes we are married. We just received the employer sponsored insurance cards yesterday but since it will start on 1/1/23, I have access to nothing and feel like nothing is guaranteed.

Health Connector said I only have until 12/23 to adjust my current plan. With the insurance cards I just received, will it be ok to cancel my health connector now?

Do my parner need to update that he has employer sponsor insurance to Mass Health too?

Thank you

PolkaD0tMom t1_j0un1qm wrote on December 19, 2022 at 3:32 PM

You should both be on one application and updating everything all at once, income and employer sponsored insurance. Yes, you should cancel before 12/23.

ASking12367 OP t1_j0uol3v wrote on December 19, 2022 at 3:42 PM

Yes for the employer sponsored insurance , we were on the same application and updated them with most up to dated info on our incomes.

I'll call health connector to cancel but like you said , it won't affect my partner's masshealth and we can just leave it as it is right? Thank you so much

PolkaD0tMom t1_j0uprtt wrote on December 19, 2022 at 3:51 PM

Yes, Masshealth eligibility won't be affected by these changes, except that Masshealth becomes secondary.

You can also apply for Masshealth Premium Assistance: https://www.mass.gov/info-details/masshealth-premium-assistance-pa

LadyGreyIcedTea t1_j0vlza6 wrote on December 19, 2022 at 7:23 PM

Does your spouse have MassHealth based on disability or based on income? If the former, he can likely keep his MassHealth but if he is now covered under your employer sponsored plan, MassHealth will become secondary and will cover things like the deductible and co-pay for the primary insurance. And yes he does need to let MassHealth know he now has private primary insurance.

ASking12367 OP t1_j0wf3hd wrote on December 19, 2022 at 10:37 PM

Thank you so much. It was based on his income . But I will look into that