Masshealth/Health Connector

Submitted by ASking12367 t3_zptfs1 in massachusetts

My partner currently has masshealth and I have Health Connector.

We have employer-sponsored health insurance for next year. I talked to Health Connector and they said if I don't make payment for next year plan, they can cancel it without me doing anything.

But will that affect my partner's masshealth. My partner's income also increased. I don't know if we have employer-sponsored, does he still have masshealth? And if not, will masshealth automatically be cancelled? Thank you

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PolkaD0tMom t1_j0uhu1e wrote

Are you married? If not, then you should have separate applications and nothing you do affects them and it would be a bad idea to cover them as a domestic partner.

If your partner is actually a spouse, you have to update the application with all current income and access to employer sponsored insurance - not just refuse to pay the Health Connector plan's premium. That's bad advice and you should instead actively indicate that you are no longer applying. Masshealth will continue but becomes your spouse's secondary coverage.

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ASking12367 OP t1_j0ujbio wrote

Replying to PolkaD0tMom (#970,893)

Yes we are married. We just received the employer sponsored insurance cards yesterday but since it will start on 1/1/23, I have access to nothing and feel like nothing is guaranteed.

Health Connector said I only have until 12/23 to adjust my current plan. With the insurance cards I just received, will it be ok to cancel my health connector now?

Do my parner need to update that he has employer sponsor insurance to Mass Health too?

Thank you

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ASking12367 OP t1_j0uol3v wrote

Replying to PolkaD0tMom (#971,245)

Yes for the employer sponsored insurance , we were on the same application and updated them with most up to dated info on our incomes.

I'll call health connector to cancel but like you said , it won't affect my partner's masshealth and we can just leave it as it is right? Thank you so much

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LadyGreyIcedTea t1_j0vlza6 wrote

Replying to ASking12367 (#970,990)

Does your spouse have MassHealth based on disability or based on income? If the former, he can likely keep his MassHealth but if he is now covered under your employer sponsored plan, MassHealth will become secondary and will cover things like the deductible and co-pay for the primary insurance. And yes he does need to let MassHealth know he now has private primary insurance.

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