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Nocturmowl OP t1_jawyppk wrote

Reply to comment by Designer-Parsley in Where to buy a used car under warranty? by Nocturmowl

I’m leaning toward a Toyota from what I have been hearing. Currently I have 2.5k set aside and a ~750 credit score, I’m going to likely end up financing. Ideally I don’t want to spend more than 13k in the long-run but it depends on what I find. I saw a few RAV4s around 8-12k but I’m running into issues where they don’t allow financing.

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FlyingLemurs76 t1_jaxa0vs wrote

They probably don't allow financing because the loan is much greater than the value of the car. I dont think you'll find what you're looking for in that price range, I'd urge you to look at sedans.

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Nocturmowl OP t1_jaxg7gu wrote

I’ve called around a few places (been looking online on edmunds and carmax), so far I’ve been outright declined because they only accept cash/financing isn’t available.

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dominicaldaze t1_jaxkbd5 wrote

I'd recommended talking with local credit unions for a car loan. They usually have better rates and are able to work with you.

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Nocturmowl OP t1_jaxrwgj wrote

I actually hadn’t thought of that…My credit has improved since the last time I applied for a loan.

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