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scajjr29 t1_iw6zonh wrote

Ever notice all the Medicare TV ads are for Advantage plans? Why? Cause they make ton's of money for the insurance companies. An Advantage plan is just like getting health insurance thru work. Most are managed care, limit you to in network providers, require referrals, and the lowest priced ones have high deductibles.

You are much better off sticking with regular A & B thru Medicare getting a supplemental plan and a prescription plan.

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Paper_Disastrous t1_iwgkm6o wrote

Correct. When you are young, health insurance makes sense because you are betting against getting sick. When you get older, you want healthcare, not insurance. You are going to be seeing doctors more. It's better to just have healthcare and use it.

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