Harvard Community Health Plan.

Not advantage. Look carefully at supplement then u can go anywhere

Medicare Advantage is not great. Networks have to do with who they could negotiate low prices with. Not with who provides the best care. Regular Medicare lets you go pretty much anywhere with no referrals.

Don’t do it. Straight Medicare A and B with an additional supplement such as AARP. Manage your own healthcare. Advantage plans manage it for you.

Ever notice all the Medicare TV ads are for Advantage plans? Why? Cause they make ton's of money for the insurance companies. An Advantage plan is just like getting health insurance thru work. Most are managed care, limit you to in network providers, require referrals, and the lowest priced ones have high deductibles.

You are much better off sticking with regular A & B thru Medicare getting a supplemental plan and a prescription plan.

Correct. When you are young, health insurance makes sense because you are betting against getting sick. When you get older, you want healthcare, not insurance. You are going to be seeing doctors more. It's better to just have healthcare and use it.