You said "generation". Twice.

"...whatever base load you offset by generation at the point of production, especially if it can be generated for a lower overall amortized cost at economies of scale (very feasible), is always going to be more efficient than centralized generation and long-distance transmission/distribution"

I recognize that it's often hard to be clear on this platform sometimes. If you're not talking about electric generation, then maybe you need to clarify.

Edit: Are you saying that burning fuel at home is more efficient that electric heating? I agree, that is a no brainer. But this is why very few people heat with electricity in the Northeast.