I took a real estate course on solar. Most companies it seems own the “rights” to the panels. I think the caveat is if you own the rights yourself you get the cash back in hand on any overages through selling it back to the utility company…seems like you’d make money. I also recall some scenarios presented where if you move and sell your home whatever agreement you might’ve had might change for the new owner and be renegotiated or could change based on contract term specifics to a lesser value to them.