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[deleted] t1_jcaxufa wrote

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Cocororow2020 t1_jcbd2iq wrote

Mandatory pension contributions, union dues, we have 2 cars as we don’t live in a borough with useable public transit, plus both constantly bringing materials to and from work. Utilities and just life events constantly (weddings birthdays etc).

Like I said we have enough to save but we don’t have a lot of disposable income at all.

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ketzal7 t1_jccfika wrote

The 2 cars seems like a big expense in the city

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Cocororow2020 t1_jccfzdx wrote

I don’t live in Manhattan, the local bus would turn a 25 minute drive into well over an hour commute. There’s also NO subway . Not really much of a choice.

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zgreat30 t1_jcb7qp5 wrote

Some people have other expenses like healthcare/childcare, but generally I feel like its a financial literacy issue because so many people in America just live as close to their means as possible no matter how much they make.

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Pool_Shark t1_jcbfahx wrote

Some people have close to $1K per month I student loans. Medical costs can be rough. Life isn’t cheap in this country

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