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GMUcovidta t1_ja9oh9x wrote

Go to therapy- this really has nothing to do with personal finance

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lastingfreedom t1_ja9qejw wrote

Give all your money to charity and do good works with your time and effort.

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rdjnel59 t1_ja9sln9 wrote

Not a problem I ever had but maybe create a monthly budget item for Miscellaneous Pleasures (how is that for a title), šŸ˜„. Could do the same for Annual Vacations. Then, maybe it will feel less like you are ā€œbreaking your disciplineā€ as you are just spending what you’ve allotted. Just a stupid thought to share.

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DangerousEfficiency3 t1_jaae5sh wrote

Buy my clash Royale account I don’t want and spent over $600 5 years ago

0

KungFuDoggo t1_jaah8v4 wrote

I have a bucket set up for vacations in my savings account, but as another Redditor mentioned, I have a hard time using it. I don’t know how to get over the mental bump.

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frznmachine t1_jabqkq3 wrote

Think about it this way - you’re maxing out your IRA and contributing a good amount to your 401k, assuming this continues for the next few decades you’ll be well set up in retirement in your 50s or 60s. Do you only wanna go vacation then when you’re old and joints hurt?

If you have money saved up for vacations or other leisure’s, use it. No need to feel guilty about it, if you want something nice get it, if you want to vacation then you should. Saving money isn’t just about having it for the future, but also having some to enjoy in the current moment.

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