megarooski3 t1_jeegv0g wrote on March 31, 2023 at 12:53 PM

Reply to comment by BoxingRaptor in Taxes - No deductions but still owing?? by [deleted]

No, my husband paid off his student loans before we got married, and I was lucky enough to have a scholarship and no student loans.

BoxingRaptor t1_jeehrvx wrote on March 31, 2023 at 1:01 PM

Then you MAY benefit from filing jointly. You could try running the software filing MFJ. You'll probably still come out owing, but it might be SLIGHTLY better. Here, give this a read:

https://www.investopedia.com/terms/m/mfj.asp

iheartcockss t1_jeexxyv wrote on March 31, 2023 at 2:57 PM

There is no “may” about it, they 100% will come out ahead filing jointly. It’s mathematically impossible for them not too. The only reason to file separate is a pending divorce or student loan repayment reason.