Submitted by corner t3_126tdpa in personalfinance
t-poke t1_jeaqcsg wrote
> 401k accounts are FDIC insured
No they're not. And a brokerage being insolvent wouldn't affect your assets. You own your shares of whatever you're invested in. If your brokerage failed, another one would take over.
The SIPC insures investment accounts - mostly uninvested cash, which you should have none of in a 401k.
corner OP t1_jeb8exw wrote
Thanks for the info everyone, misread the Google quick search results and thought it said 401k is under FDIC
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