Submitted by w007dchuck t3_11l7z36 in personalfinance
I am under 26 and was planning on staying on my parents' health insurance for this year. My parents thought I was going to get my own insurance for this year and removed me from theirs. I haven't been covered by their insurance since December 31st.
In January I got a lab test done at quest diagnostics that was ordered by my doctor. I gave quest my parents' insurance because I thought it still covered me.
I just found out today that I'm not covered by their insurance anymore when I tried to refill my prescription at the pharmacy. I contacted hr at my job and they should be able to get me enrolled in insurance for the rest of the year but that the coverage wouldn't be retroactive.
Do I have any options here? Am I gonna be on the hook for the bill from quest? I can cover it if I have to but I'd rather not shell out the money if possible.