Depositing $57K of cash into my personal bank that I found in my now deceased moms closet with a note saying it was to me.

My mom passed away last year. I was cleaning out her house and found $57K in cash just sitting in her closet. There was a note saying it goes to me when she dies.

I know this will raise red flags from the bank if I deposit this all at once. But, what’s the red flag going to actually do? Can I be put in jail for this? She was most certainly not a drug dealer or anything sketchy like that. She made decent money as a realtor her entire life. If the IRS says “where did you get this money” and I just say “I found it from my moms closet” what is the worst that can happen to me?