Submitted by mycoolquestion t3_1257wss in personalfinance
Got laid off and had major expenses at the same time. Can't get approved for personal loan because I was buying a car before layoff, so recent credit is bad (640 with recent hard pulls). I've made job hunting a full time job for the past month, including jobs outside my field. Even unskilled food service jobs are either flaky or hyper competitive here.
I'm in southern California, USA. Los Angeles area. I rent and have house mates. Primary skillset, software/web development. Been applying to literally hundreds of roles, including generic office admin roles. Also looking for landscaping, barista, etc. type jobs. Even looking into sales roles.
What are my (ethical) options, if any?
Update: This is incredible! Humanity really showed up, I am beyond grateful. I am working on responding to messages, and have been methodically implementing the incredible advice here!
Update 2: I truly do not deserve the blessing that the response to this post has been. I was able to find work(!!) and received a bounty of excellent advice that will help shape my future. This experience has given me so much new wisdom & knowledge, and greater empathy for the next person who's down. Thank you all from the bottom of my heart.