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itsdan159 t1_iui9m0z wrote

Reply to comment by Amazing-Treacle-7067 in Your insurance will most likely be going up by Grayjay000

Did you have liability only?

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PSEOL t1_iuidwpg wrote

Obviously.

They didn’t get “fucked” they just didn’t insure against a possible event.

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Amazing-Treacle-7067 t1_iuicrrf wrote

Yes, I just had the minimum required by the state. I have now increased it to include situations like this, but it's expensive and I'd like to call around to ask for a better deal, so I would like to know what kind of minimum reasonable coverage I should be asking for. I know it depends on a few variables but there should be some kind of standard answer for regular people, right?

I don't drive much and have never been in an accident, but people here drive like dicks so clearly I need more than the minimum required by the state. Thanks for any advice

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Ham_Council t1_iujezse wrote

At minimum you should have 100,000/300,000 limits. If you care about your vehicle getting fixed you should have full comp and collision and uninsured/underinsured motorist coverage.

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