Taking8ackMonday t1_iualtlf wrote on October 29, 2022 at 9:17 PM

Reply to comment by financelg in So apparently I-Bonds are a bust for this fledgeling investor. Are stock dividends the way to go? by financelg

Of course you have to make the right choice for you, but my opinion is you shouldn’t start diving into high risk investments until you have a really thorough understanding of the market and it’s risks/rewards. 401ks and IRAs are examples of investment vehicles that are safer and easier to understand.

ThrillSeekingDoggo t1_iuanojx wrote on October 29, 2022 at 9:31 PM

Also the expected value of money allocated to a 401k or IRA is always going to be higher than money invested through most other avenues simply due to the diversification available and the tax advantages. It's as close to a guaranteed "good" future return as you can get outside of social security.