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sleepyguy22 t1_iu9evgs wrote

Question - why put in a 'next month' category instead of immediately budget for "next month" when you get your paycheck? I use YNAB and sometimes budget up to two months in advance, e.g. with my paycheck that came in today I budgeted for December 1st's mortgage payment (among other things in Oct and November)

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AdditionalAttorney t1_iuaichk wrote

W YNAB I never budget more than one month into the future bc there’s way too much risk that the budget gets out of whack. Ppl always post abt that on the sub.

If I needed to do what you described I create a temporary category called “December mortgage”.

It just keeps things simpler for me to have an easier overview of what “jobs” my money has. Vs having to toggle into the future to see

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