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You signed a power of attorney authorizing your father to conduct business on your behalf and he did.

This isn't going away unless you contest the legality of the POA, and I'm not sure that's even possible outside of elder abuse situations.

There's no scenario where the banks wipe this away without pinning it on your father.

Yep. The father was the one who committed the fraud and thus needs to be held accountable. When acting as a POA you have a fiduciary duty to do right by the principal. By taking on 90K plus in credit card debt without benefiting the principal is probably enough to show an abuse of POA. As an attorney OP should be in a better position to look into this herself instead of asking Reddit. The only recommendation we can give is that she should probably consult an attorney that focuses on this type of issue.

Also to add to this depending on the circumstances being forced into signing a POA might invalidate the entire document. Since this happened so long ago it will probably be very hard to prove coercion.

This is definitely a trend here, there are so many posts that go

"I entered into insert extremely serious legal agreement but it didn't work out the way I want. There must be a way to walk away scot free now right?"

It was due to fraud, deceptive marketing

If the POA authorized the transactions it doesn't matter.

If the banks had to wipe away debt from every gullible person there would be no reason to be careful, if there was even a .001% chance that a scam was real you may as well participate and hope because you have no risk.

The other factor is how long ago it was. Any evidence is long gone. I don't see you not being stuck with this unless you implicate your father.

You're an attorney and you are asking Reddit for advice instead of another lawyer specializing in this field, and didn't know you signed a power of attorney?