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Concerned-23 t1_iycwboh wrote

What’s her masters in? How confident are you she’ll get a job she wants with the masters where you currently live? Many people have to live after finishing grad school for their job. It would be a terrible situation to buy a house then you have to move for her work in 18 months.

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Slight_Possible_4186 t1_iycwgcr wrote

Pretty confident. it would be with her current company most likely, but it's a niche field and very in demand

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Concerned-23 t1_iycwntz wrote

Anyway to get an offer from her current company that she’ll be staying on? Tell them you’re trying to buy a home. Niche field tells me if current company doesn’t keep her then you’d likely have to move. Lexington is a decent size but it’s not Chicago

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Slight_Possible_4186 t1_iycx12r wrote

Well it's the whole degree in her field that allows her to make the jump. the degree is more like a training program (think Dr. residency), where she gets trainings hours etc. She needs to have graduated and have that credential before, I believe this is the industry standard.

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Concerned-23 t1_iycxcwt wrote

Ahhh okay makes more sense. Something similar to going from RN to CNP

Edit: but obviously more niche.

If I were you I’d buy

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Slight_Possible_4186 t1_iyd0uzr wrote

Any budget idea/recommendation?

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Concerned-23 t1_iyd1em9 wrote

I mean with your new salary, I don’t see why you can’t afford a $2500 a month mortgage (full PITI). Possibly more but you didn’t break out a full budget to share what you spend on groceries, gas, car insurance etc.

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Slight_Possible_4186 t1_iyd22j1 wrote

We are frugal for the most part. Limit going out for meals 2-3x a week.

No cell phone bill (its on a family business plan)

Average $150-200 weekly groceries

40/month total for gym membership

Gas: $65 week (will go down due to my lack of commute)

Car insurance for both of us is $144/month ($1728 annually)

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