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Alone-Ad-2022 t1_iydrh5t wrote

Can you maybe file for bankruptcy? I don’t really recommend it as it will affect you for years to come but if you truly have no way out it may be your only option.

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Jimmyneautronpowers OP t1_iydrkkm wrote

Bankruptcy for only 4k?

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Alone-Ad-2022 t1_iydrsb0 wrote

You say “only 4k” but obviously 4k is alot for you and you don’t see a way out. If 4k is nothing then start chipping away at it. Send minimum payments.

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Jimmyneautronpowers OP t1_iyduufv wrote

My minimum payments amount to virtually nothing because of late fees and my ever so increasing interest

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