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MikeWPhilly t1_iyd7y41 wrote

It absolutely matters. Savings accounts in most banks are nothing. High Yield accounts are actually decent. Take a look: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts

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TyrconnellFL t1_iyd9y2o wrote

HYSA is not an official designation. Don’t go looking for it. Just find savings accounts that happen to offer better rates.

Nerdwallet lists them, as above. So does https://www.doctorofcredit.com/high-interest-savings-to-get/

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MikeWPhilly t1_iydewo1 wrote

Aware it’s not a financial product but calling it that gets people googling the top lists for “high yield savings options”. And every month a host f financial advisory sites post the highest rated options.

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