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Werewolfdad t1_iyb4yqu wrote

>Do you think it is a good idea to trade savings for short term fun (2 years)?

No Maybe given your existing savings.

>What's the minimum savings % of gross paycheck you would run?

20% Not saving may be fine for a short period in this instance

>Current Savings:

You made it sound like you were burning savings for fun, not just not saving for two years. You're ahead of where you should be, so you're probably going to be fine.

If you're going to school full time and working full time, will you even have time for fun?

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mcburnster t1_iyb9vl7 wrote

Yeah, I think school will act as a governor on how much fun I can have. It’s definitely the priority. But I have a good work situation that is flexible, I am pretty efficient at learning and have good time management skills.

I appreciate your feedback. I think it’ll end up being a balance, it’s honestly just the mental hurdle of going from maxing all accounts to a very low percentage of savings that I’m struggling with.

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Werewolfdad t1_iyba4p9 wrote

I really wanted to tell you it was irresponsible to stop saving.

But I can't given how well you've saved in prior years. I think you'll be alright

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mcburnster t1_iybag36 wrote

Haha yeah. I think it’s irresponsible. That’s the struggle!!!

Reflecting on it, if it doesn’t work I can always change to a different situation.

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Werewolfdad t1_iybaqz9 wrote

I think you're going to be just fine if that's how you think.

Its refreshing considering some of the other posts that come here.

Enjoy the bay!

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