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NorthOaklandGuy t1_iy9clcy wrote

True but that’s usually 4 years and you usually keep something. The vesting period for employer contributions at my firm is 4 years and you get 25% vested every year. So leaving at 3 years I would keeps 100% of my contribution and 75% of my employers contribution. So yeah that does discourage job hopping but it doesn’t encourage staying put for 30 years.

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