Thanks for your response!

The reason for #2 is because I use the zero-based monthly budget system. There should be $0 left at the end of the month. It’s not income, so I have to add the amount I’ll be spending to the spreadsheet somewhere so I don’t end up with a -$ at the end of the month.

Since it shouldn’t be included in my savings, I think I’ll add it as an additional expense category for the month-to-month tracking and keep my entries consistent with the steps I included above.

Thanks for the help!