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play2win13 t1_iyf25j5 wrote

Credit card 0% APR offers. Will cost 1-3% of the initial draw amount but has a set term of zero interest. Pay it off before the interest hits. That personal loan is higher than a excellent credit card apr.

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nemo_crack OP t1_iyf2q9z wrote

Is there a way to get the money in cash or into my checking account?

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play2win13 t1_iyf2utx wrote

Usually they will send balance transfer checks. Write it to yourself and deposit it.

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nemo_crack OP t1_iyf2xxi wrote

Don’t balance transfers incur a fee?

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play2win13 t1_iyf383s wrote

That’s the 1-3% I referred to.

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nemo_crack OP t1_iyf3bu6 wrote

Gotcha thank you.

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play2win13 t1_iyf3m87 wrote

Do the math, if the 14% from the bank amortized over the 12 months is less than the fee offered for transfer then it’s a win.

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