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MinistryofTruthAgent t1_iyaihfg wrote

Reply to comment by JMCrown in Help! Drowning in debt. by nah_just_ocd

Taking out a loan can reduce his interest over time. Yes loan consolidation doesn’t fix the problem but neither is drowning in 20% interest.

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januaryskyes t1_iybvnmo wrote

This is true. I did a loan consolidation for mine at 12k and I went from 21% on each card to just 8% with the loan. It DOES help.

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