My car note has a $5000 payoff amount. I have $6000 savings. Ramsey method says I should pay off my car, but having that small of a savings makes me unsure.

Other debts:

Personal loan $16,000 at 10.5% (to pay off the credit card debt I had at 19.x% interest)
Student loan $90,000 at 5% (it’s a lot but I have a good job and mortgage)
Car note is 4.75%

Let me know if i can clarify anything