Well this is super helpful! Thank you for all that info. I was not aware of self employment tax, I will definitely look into it!

For my 2022 taxes, I had 2 different W4 jobs, the one W9 job, and I got two pension payments. Is that going to be difficult for me to figure out on my tax return, or do you think it will make sense once I get started? Up to this point my tax returns have been super simple - one job, no surprises.