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freetardturd t1_j2daz8q wrote

Is it possible to switch all the dept into one big low interest dept with a locked interest rate? 23k sounds still manageable. The future will most likely bring higher interest rates.

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squarybuttholes OP t1_j2dco12 wrote

She’s gone to her credit union and was denied a loan. I don’t know if there’s other comparable options

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freetardturd t1_j2dd8ke wrote

This is bad. Did she say that it is a dept conversion or was the denied loan a new one? At least the credit card shall be converted to sth with lower interest.

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squarybuttholes OP t1_j2de3w3 wrote

I believe that it was for a new loan but it was to include her car note too. Not entirely clear, I would have to ask her

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