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efla t1_j2brybp wrote

Reply to comment by DestinationForever in I’m having trouble getting started with what I should do with my money. Have I saved enough? What direction do I need to take next? by DestinationForever

You can also move some of your emergency fund into I Bonds, which are guaranteed to match inflation, but you cannot touch those for a year. You will want to make sure you do not lock up your entire fund for that period. It’s common to do something like move 10% of your fund into I Bonds each year. I would keep some in a HYSA too just since that’s easier to cash out in an emergency.

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DestinationForever OP t1_j2e4ykh wrote

Have you tried the I Bonds? Or have you known others to? What’s their experience, and isn’t it adjusted inflation like retirement accounts?

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