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FourWayFork t1_j2bwv7z wrote

A 401k? Usually (though obviously not always) those are managed for you and you don't have the direct control over individual stocks.

If you had, say, a rollover IRA at ETrade and a rollover IRA at Fidelity and you wanted to move stocks from one to another without selling them, you can definitely so that. But a 401k would be more dependent on what your company let's you do.

With the various ones my wife and I have had with different jobs, we have never been able to buy individual stocks - we just pick out funds - and so there are no individual stocks to roll over.

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netll OP t1_j2bxd5e wrote

Yes, you are right. There are a bunch of index funds at my 401k. I dont want to sell, rollover, and rebuy all index funds later.

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FourWayFork t1_j2bycyc wrote

You would really have to check with them to see what they will let you do. There are too many moving parts for anyone to guess.

I know for a fact that you can move securities from one rollover IRA to another. But even if the general answer for a 401k is yes, you're still going to have to check with your particular 401k provider. (Do they allow you to transfer securities? Are the particular funds that you have even something that can be transferred and not something proprietary? Does your employer block you from transferring securities until you leave the company?)

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freddie_the_mercury t1_j2bxeql wrote

I can create a brokerage account within my 401k. at the same time I have never seen a rollover that wasnt via a check.

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