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alwayslookingout t1_j6l20uh wrote

Your employer’s. It’s the same thing as the 401K. You can’t just open a 403b/401K on your own unless you own a business.

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gadorg OP t1_j6l6kn0 wrote

Okay, that's what I thought you meant. Thanks, I'll go ahead and increase my existing contribution to my employer 403b. Is there a reason why that's a better way to go than increasing my contribution to my employer Roth 403b (after tax money)?

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