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YankeesJunkie t1_j6e5vto wrote

Nope, actually would not even be putting money in principle, allocate that money to a retirement account or if you are maxing that out an investment account. The hard money you put in your house does not earn you money.

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jws1300 OP t1_j6fgj0r wrote

But the extra principal does decrease the interest, even though there’s not a ton of interest remaining?

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