Nothing annoys me more than when I meet people & they say they're from Philadelphia & then I find out they're not from the city at all. Using "I live near" is definitely the way to go.

This even happens with people who live in the city but in different neighborhoods. I don't know why, but I've noticed a disproportionate amount of people I've met claim to "live" in Fishtown do this a lot too.

"I live in Fishtown" then I go to the neighborhood & they're like "oh here's my address" turns out it's a 20 minute car ride away. I 100% agree, just say "I live near" instead.