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Kindly_Boysenberry_7 OP t1_iu73wjh wrote

Dream crusher! :)

No, seriously, I'm glad to hear the information from a lender. I 100% agree, unless you can do this all with cash, you are better off buying a cabin/small house in [pick your location]. If you don't have to be in RVA and are willing to consider other locations, I'd suggest (personally) Fluvanna, Nelson, Bath Counties. Staunton is super cool IMO, as is Lynchburg.

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