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fusion260 t1_iubffbp wrote

If your bank offers free bill pay, use that. The bank drafts the money from your account as soon as the check is sent and hold the funds in a separate account just for those payments.

That way, DPU could deposit it 6 months from now and you’ll never risk a surprise overdraft or wonder why your account is unexpectedly lower because they took forever to deposit it.

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yentle-the-nimble OP t1_iue5q3h wrote

Thanks. That’s good to know. It’s more of the principal of them charging me a late fee when I mail my payment 2 weeks before it is due.

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fusion260 t1_iuf6lap wrote

Totally understand!

Also, with most bank bill pay systems, there’s a confirmation that the check was delivered or at least that it was sent from their dispatch center with a “deliver by” date. That tends to help eliminate late fees as well because that’s automatic documentation you have to say it’s not your fault.

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