You can't prepare for the singularity. If you believe in a collapse, you can prepare for this. I personally don't. Even if it was certain, I can't be bothered. You can save, invest, and be frugal, but if UBI arrives, it would have been for nothing. My friend Fred says that the singularity is like nuclear fusion, always decades away. I don't really know. An infinite rate increase seems physically impossible because of physical constraints.