Xbot391 OP t1_jdwkf9w wrote
If you pick the last option, what would you say? I’ve heard 10 years worth of cost of living expenses before.
S3ndD1ckP1cs t1_jdwy155 wrote
Generally if you’re young, at least 25 years worth of cost of living expenses in a diversified portfolio of low-cost equity funds earning at least the U.S. market average of 8-11% annually.
When you’re living off of this, try to keep withdrawals at or below 4% of your portfolio’s value each year.
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