Thank you, unfortunately if I were to upgrade the truck it would have to be a 2500 or 250 because of payload capacity which is something I have been lacking. Its the only reason why I havent considered Toyota. And its also the only reason why it's 52k+. (It would also be the basic 4wd model diesel) so no bells or whistles.

Will ask about the warranty and recall thing

I'm building a couple of starter homes that I should be getting at least a 50k return on (each) this summer. And I only have a roth ira at the moment. im 30yrs old btw so I def need to look into more investment methods

The subaru is on a 2.9% apr (owe 24k), a kubota tractor that I use to maintain a couple of properties on a 0% apr (owe 26k) I also have a mortage on my current business location at 6% interest which I only owe 10k on and a 5 acre property that I purchased for 250k back in 2020 that is now valued and been receiving offers for at 425k at 5.9% that I owe 60k on.

I finance when I can at low interest rates to keep cashflow in case the business needs cash injections. I save the rest of my income per month which greatly varies depending on activies I do.

Thank you for your comment. My other vehicle is a subaru which I enjoy driving much more, but the deal I got on the GMC when I purchased it was right for my budget then. I'm kind of stuck keeping a pick up truck as my work vehicle because I need the load capacity and hear much of the same from all trucks (gmc this chevy that ram transmissions this etc) so I know servicing will be a thing always. And yea I hear you regarding the windshield chipping I just omitted that when I got the quote of 32k for trade in that hadn't happened so if I wait longer I will get less.

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For now I will take it in and see if there is a recall regarding the limp mode that I may be able to fix for free.

so last time a rock hit the windshield and put a crack in it, then a tail light got hit by who knows what so I had to spend $500 to fix it. Today was driving down the road and my truck was stuck in limp mode and I couldn't go over 30MPH. Im worried that more and more issues will come and truck will turn into a money pit and at the same time it will keep devaluing and I wont actually get another 32k offer on it.

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I see your point though, and I try to avoid car payments but was wondering if at this point is best to take advantage of the high trade in value. Tires should also be due soon and I'm sure at the next oil change the dealer will ask to replace air vent filters and other things like transmission oil etc