That seems correct

Register first. Your current insurance will cover you.

Just not as plentiful and robust

I'd normally say Whidbey, but if you don't have a car Bainbridge is probably a better option

Talk about shrinkage potential

My friend who does it regularly says it's usually pretty clear

Dayum! That's great!

Highly doubtful for a house. Most houses around here are more than 2K or are pretty damn tiny. Sedro sometimes has less expensive housing. Even apartments can be tough to find for less than $1800/mo, especially if it has 2 or more bedrooms.

Def having some congestion and tickling in the throat.

Street level, but again it hasn't been consistent. I saw them stop at street stations where no one got off, then didn't stop at another.

Which is why I decided to wait until Wednesday to visit

I'd say it's very walkable, and I've spent a lot of time in Europe.

I didn't feel unsafe at all downtown at night, but I'm also a big guy.

Might be able to still do some hiking in the North Cascades area. They got a little snow recently but may still be clear in parts. Mt Baker/Snoqualmie is also nice, but in Nov they require you have chains. Camping in the car won't be too comfortable since it will be chilly and probably wet. If rain doesn't bother you, head over to the Olympic Peninsula. Lots of great hiking and sights that won't have snow. Parts of the Peninsula are in the rain shadow which means you'll be drier.

When would you be coming? That could affect the suggestions

A&E is basically their version of ER

Accident and emergency

Hell, I'd say giving $5 for this level of service is generous.